Civil - Rol N° C-2251-2013

Tribunal acoge demanda de cobro de pesos, condenando al demandado al pago de $802.500 más intereses por incumplimiento de crédito bancario documentado en pagaré y cláusula de aceleración.

• Plaintiff, Banco BCI NOVA, represented by its agent Nombre, initiated an ordinary lawsuit for collection of funds against Nombre, based on an alleged debt.
• The lawsuit is founded upon a loan agreement documented by a promissory note (pagaré) signed on October 21, 2010, for the principal amount of $970,811 Chilean Pesos.
• The loan was contractually agreed to be repaid in 48 equal monthly installments of $32,581 Chilean Pesos, plus a monthly interest rate of 2.0700%, making the total repayment higher than the principal.
• The loan agreement explicitly stipulated an acceleration clause, which empowered the creditor to demand immediate payment of the entire outstanding balance upon default of any single installment.
• The defendant, Nombre, failed to honor the a...